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Dentist Professional Liability
Medical Protective 
   Warren Buffett's insurance company...
"Insurance is a long term proposition; it is important that you give your 
premium dollar to an insurer that will be there when you need it..."

Premium Discount
for California
"Punjabi Dental Society" m
embers

 

Financial Strength - Malpractice insurer Medical Protective is a Warren Buffett - Berkshire Hathaway Company with unmatched respected A.M. Best rating "A++" (Superior) and by Standard & Poors rating "AA+" (Very Strong) 
              
      "The Highest Rated Malpractice Insurance Company"

Authorized Admitted Programs - 50 states including: California, Arizona, Nevada and Oregon providing the strongest dental malpractice protection available in the country
Two Policy Types - "Occurrence" policies and "Claims-Made" policies with available "Prior Acts" protection available through MedPro
Limits of Liability - up to $5,000,000 per claim and $7,000,000 annual aggregate available

Insuring - General Dentist, Oral Surgeons, Orthodontist, Endodontist, Periodontist, Pediatric Dentist, Prosthodontist, Oral Pathologist, Dental Anesthesiologist, 
New Dental Graduates (special rates) 
and large Dental Groups 

Largest malpractice insurer nationally ~ 115 Years Strong

Pure Consent* - Absolute right to refuse case settlement
                        "NO Hammer Clause or Arbitration Process"

*The only California non-association insurance company providing these exclusive policy contract terms

Proven Claims Experience - MedPro has focused exclusively on malpractice for more than 115 years and national expertise with focused in-house claims defense specialist team bringing over 20 years of experience to each case

Protecting Dentist - MedPro's leveraged financial strength invested in finest stable of legal defense in the nation, supported by more than 7,500 expert witnesses with *95%+ WIN rate and over 82% of cases closed without a loss payment!  
           
             
"Industry Leader - Aggressive Defense"

It is important to note that The Medical Protective Company has often spent far more on defense than would have been required in an out-of-court settlement

Clinical Risk Management Experts - MedPro's full team of industry leaders who are available to address any issue, whether it be a basic question or walk you through a situation real time while a patient is in the chair...
Education - MedPro offers a variety of Risk Management courses that provide CDE's available via Home Study, Internet & Hotel Seminar programs for doctors and staff that includes an opportunity to receive premium credits.
Solutions - Risk Management, patient safety and litigation support for more than 40,000 dental professionals nationwide
Botox - Medical Protective in California offers coverage by endorsement for dentist who administer Botulinum Toxin and Dermal Fillers 
State Endorsements - MedPro is honored to have Eight State and Six National Dental Society Endorsements including 
Punjabi Dental Society

 •

Free Unlimited Reporting - this endorsement (tail coverage) available upon permanent retirement for Dentists insured by MedPro for a minimum of 1 year.  Free unlimited tail coverage in the event of death or permanent and total disability.  Otherwise, unlimited tail coverage available at a fixed cost.
 •

Stability - MedPro unlike other dental malpractice companies that have left the market or brokers who frequently switch carriers, Medical Protective has never left a dental market. 
Pricing is stable and competitive due to the success in defending our insured.

 

 •

Your Career... You've invested a lot in your dental career and reputation so, why not take the time to insure you have the strongest protection with a company who has the strength and experience needed in the event of a claim.    
"A claim is someone seeking to take your money and blemish your reputation"  

Medical Protective is well suited to provide the security you deserve today and long into your future... 

 

For more information contact: Richard Walton 
Agent - Program Administrator

Phone: (855) 758-9649 
eMail:
rwalton@mikels-ins.com


 
We Welcome Members 
and the endorsement of 
Punjabi Dental Society 
www.PDSociety.com

An award winning, international organization 
Serving the California Dental 
Community Since 1999 
Over 3,500 Members Strong

 


  
 
*Based on Medical Protective internal data.
 
‡Product availability varies based upon business and regulatory approval and may be offered on an admitted or non-admitted basis.
FOR QUOTES
Why MedPro
Applications
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Individual Dental 
Professional Liability Application


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Dental Practice Entity Application


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Dental New Graduate Application


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Dental Practice Policy Change Request Form


Fax to: 562.928.8149 
              or 
Mail to:
Richard Walton 
Mikel's Insurance Services 
       P.O. Box 997 
Downey, CA 90241-0997
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